10 Things Most Americans Don't Know About Credit Cards

1 :- Your Credit Report Shows as Debt-Free If You Pay Your Balance in Full Every Month

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2 :- Applying For a Store-Branded Credit Card Won't Hurt Your Score

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3 :- Closing Unused Accounts Raises My Credit Score

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4 :- You Must Carry a Balance To Improve Your Credit Score

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5 :- All Credit Cards Charge More or Less the Same Interest Rate

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6 :- It's OK To Carry a Balance If You're Earning Credit Card Rewards

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7 :- Paying Off Delinquent Debts Erases Them From Your Credit History

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8 :- It Never Makes Sense To Pay an Annual Fee To Get a Credit Card

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9 :- Credit Reports Are Always Accurate

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10 :- All You Need Is a Single Credit Card

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